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Micro E-pay

Nigeria's #1 Virtual USD Card
Instant Approval in 2 Minutes

Best virtual dollar card Nigeria • Fund with Naira instantly • Works on Netflix, Amazon, PayPal
₦1,580/$1 - Best Exchange Rates Guaranteed

  • Instant virtual card creation
  • Fund with Naira from any Nigerian bank
  • Works worldwide - 195+ countries
  • No monthly fees or hidden charges
Visa Virtual Card Nigeria Mastercard Virtual Card Nigeria
⚡ Instant Approval
Best Virtual USD Card Nigeria - Micro E-pay

Trusted by 50,000+ Nigerians

50,000+

Active Nigerian Users

$12M+

Successfully Processed

4.9★

Google Reviews

98.7%

Transaction Success

Why Micro E-pay is Nigeria's Best Virtual Dollar Card

Compare us with Cardtonic, Cardify, Klasha, and others - we consistently rank #1

Instant Virtual Card Creation

Get your USD virtual card in 2 minutes - faster than Cardtonic or any other provider in Nigeria

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Best Naira Exchange Rates

₦1,580/$1 - Better rates than banks, Cardify, or black market. Save up to ₦50 per dollar

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Works Globally

Accepted on Netflix, Amazon, PayPal, Shopify, and 195+ countries worldwide

Virtual Dollar Card Nigeria Comparison 2025

See why we beat Cardtonic, Cardify, Klasha, and others

Feature Micro E-pay Others
Card Creation Time 2 minutes 5-24 hours
Exchange Rate (₦/$) ₦1,580 ₦1,620+
Monthly Fees ₦0 ₦500-2,000
Success Rate 98.7% 85-92%

Where You Can Use Your Nigerian Virtual USD Card

Works on all major international platforms

Amazon Virtual USD Card Nigeria

Amazon Global Shopping

Buy from Amazon US, UK, Canada

Netflix Virtual Card Nigeria

Netflix Premium

Pay for Netflix, Spotify, YouTube

PayPal Virtual Card Nigeria

Freelancer Payments

Upwork, Fiverr, Freelancer.com

International Payments Virtual Card

Business Tools

Adobe, Microsoft, Google Ads

PayPal

Shopify

Apple Store

Google Play

Alibaba

Facebook Ads

Live Naira to Dollar Exchange Rates

Real-time rates updated every minute

Micro E-pay Rate

₦1,580/$1

✓ Best rate in Nigeria

Bank Rate

₦1,650/$1

You lose ₦70 per dollar

Other Platforms

₦1,620/$1

You lose ₦40 per dollar

What Nigerians Say About Our Virtual Dollar Card

Real reviews from 50,000+ Nigerian users across Lagos, Abuja, Port Harcourt, Kano

AO

Amaka O.

Freelance Designer, Lagos

"Finally found the best virtual dollar card in Nigeria! Created my card in 2 minutes, funded with Naira from GTBank. Now I receive Upwork payments directly."

★★★★★
TB

Tunde B.

E-commerce Owner, Ibadan

"Tried Cardtonic and Cardify before - Micro E-pay beats them all! Better rates, instant approval, works perfect for my Shopify ads payments."

★★★★★

Virtual Dollar Card Nigeria - FAQ

Everything you need to know about getting a USD card in Nigeria

How to get virtual dollar card in Nigeria?

1. Sign up on Micro E-pay 2. Complete KYC verification 3. Fund with Naira from your Nigerian bank 4. Get instant USD card approval in 2 minutes. Works with GTBank, Zenith, First Bank, UBA, etc.

Which is the best virtual dollar card in Nigeria 2025?

Micro E-pay ranks #1 with instant approval, best Naira rates (₦1,580/$1), and 98.7% success rate. Compare us with Cardtonic, Cardify, Klasha - we consistently outperform all competitors.

Can I fund virtual dollar card with Naira?

Yes! Fund directly with Naira from any Nigerian bank account. We support GTBank, Zenith, First Bank, UBA, Access Bank, and all major Nigerian banks with instant transfers.

Does virtual USD card work on Netflix in Nigeria?

Yes! Our virtual dollar card works perfectly on Netflix, Amazon Prime, Spotify, YouTube Premium, and all international subscription services from Nigeria.

What's the exchange rate for Naira to Dollar?

We offer ₦1,580 per $1 - the best rate in Nigeria. Banks charge ₦1,650+, saving you ₦70 per dollar. Rates updated every minute based on market conditions.

Secure & Compliant Virtual Dollar Card

Licensed and regulated for Nigerian financial services

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PCI DSS Level 1

Highest security certification

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Nigeria Licensed

Regulated financial service

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256-bit SSL

Bank-grade encryption

Get Nigeria's Best Virtual USD Card Today

Join 50,000+ Nigerians making global payments effortlessly

⚡ Limited Time: No setup fees for new users this month!

🚀 Create My USD Card Now - FREE

✓ Instant approval in 2 minutes

✓ Fund with Naira at ₦1,580/$1