7 Hidden Fees to Watch Out for When Using Dollar Cards

Why Hidden Fees Drain Your Money (And How to Avoid Them)

Virtual dollar cards offer convenience for freelancers, travelers, and online shoppers—but hidden fees can silently eat into your funds. Many users only realize they’ve been overcharged after transactions.

In this guide, we expose the most common hidden fees on dollar cards and show you how Micro E-pay keeps costs transparent so you keep more of your money.

7 Hidden Fees That Could Be Costing You

1. Card Creation Fee (Some Charge Up to $10!)

Many providers advertise "free" cards but charge high upfront fees.
Micro E-pay: Only $1.3 to create your card—one of the lowest in Nigeria.

2. Monthly Maintenance Fees (The Silent Budget Killer)

Some providers charge 1–5 monthly just to keep your card active.
Micro E-pay: $0 monthly fees—no surprises.

3. Inflated Exchange Rates (The Worst Hidden Cost)

Some providers offer a terrible ₦/USD rate (e.g., ₦1,750 instead of ₦1,680).
Micro E-pay: Fair ₦1,680/$1 rate—no markup.

4. Foreign Transaction Fees (Up to 5% Per Purchase!)

Many cards charge 1–5% extra on international payments.
Micro E-pay: Low transaction fees—always disclosed upfront.

5. ATM Withdrawal Fees (Costly Cash Access)

Some charge withdrawal
Micro E-pay: Clear withdrawal terms—no sneaky charges.

6. Inactivity Fees (Yes, They Charge You for Not Using the Card!)

Some providers deduct fees if your card is unused for 30–90 days.
Micro E-pay: No inactivity fees—your money stays yours.

7. Card Replacement Fees (Up to $15 for a New Virtual Card!)

Lost or expired card? Some charge heavily for replacements.
Micro E-pay: Low-cost replacements—no exploitation.

How Micro E-pay Keeps Fees Transparent

✅ No monthly fees
✅ No hidden exchange rate markups (₦1,680/1)

✅ Low card creation fee(1.3 only)
✅ No inactivity penalties
✅ Clear pricing before every transaction

Don’t Let Hidden Fees Steal Your Money!

👉 Get Your Low-Fee Micro E-pay Dollar Card Now